Very VERY cold is the answer !! -18 C in the West last night meant frozen car door, frozen windscreen INSIDE and out, frozen roads, frozen footpath, and frozen lock on the radio station shutter !! But then (fifteen minutes, a litre of de-icer and a lot of key jiggling later)..... lovely heat, a comfortable seat and good chat. As one man said to me this morning, "There's only three things you need a this time of year Bryan, dry turf, dry hay and dry cash"